©HSV Publishing 2019

Legal Stuff


If you have tooled around on our website you are responsible for reading the following terms and conditions:


The following terminology applies to any and all Terms and Conditions, the Privacy Statement and Disclaimer Notice and Agreements.

  1. "Client", “You” and “Your” refers to you, the person accessing this website and accepting the Company’s terms and conditions.

  2. "The Company", “Ourselves”, “We” and "Us", refers to Paper + Oats, LLC.

  3. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves.

  4. All terms referring to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services/products, in accordance with and subject to, prevailing English Law.

  5. Any use of the above terminology or other words in the singular, plural, capitalisation and/or he/she or they, are taken as interchangeable and therefore as referring to same.



We are committed to protecting your privacy. Employees within the company are given access to your information on a need to know basis. We constantly review our systems and data to ensure the best possible service to our customers. Unauthorised actions against computer systems and data will be investigated swiftly. Email signups on this website are collected via Wix; their privacy statement and terms can be found at www.wix.com/about/privacy. This website is hosted, built, and managed on the WIX platform; their privacy statement and terms can be found at www.wix.com/about/privacy. Payments on this website are processed via Stripe; their privacy statement and terms can be found at stripe.com/us/terms.



We are registered under the Data Protection Act 1998 and as such, any information concerning the Client and their respective Client Records may be passed to third parties. However, Client records are regarded as confidential and therefore will not be divulged to any third party, except if legally required to do so by appropriate authorities. Clients have the right to request sight of, and copies of any and all Client Records we keep, on the proviso that we are given reasonable notice of such a request. Clients are requested to retain copies of any literature issued in relation to the provision of our services. Where appropriate, we shall issue Client’s with appropriate written information, handouts or copies of records as part of an agreed contract, for the benefit of both parties.

We will never sell, share, or rent your personal information to any third party or use your e-mail address or any other contact information for unsolicited mail. Any emails sent by this Company will only be in connection with the provision of agreed services and products.



The information on this web site is provided on an "as is" basis. To the fullest extent permitted by law, this Company:

  • excludes all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website and/or the Company’s literature; and 

  • excludes all liability for damages arising out of or in connection with your use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or you have advised this Company of the possibility of such potential loss), damage caused to your computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages. 



Pay Pal and major Credit/Debit Cards are the only acceptable methods of payment. Payments on this website are processed via Stripe; their privacy statement and terms can be found at stripe.com/us/terms. For products in the shop, payment in full must be made before files or products are delivered. For graphic design services, please refer to the Terms page in the contract signed at the start of the project for the payment policy.



For digital and physical products in the shop, if you are unhappy with your purchase or there is a problem with your purchase, send your concerns to theauthorscirclequestions@gmail.com within 7 days of your purchase in order to be eligible for a refund and/or exchange. Full refunds, minus shipping, will be given for physical products only if the product is returned in its original condition. Full refunds cannot be issued for digital products as they are immediately downloaded. For graphic design services, please refer to the Terms page in the contract signed at the start of the project for the cancellation policy.



Both the Client and ourselves have the right to terminate any Services Agreement for any reason, including the ending of services that are already underway. No refunds shall be offered, where a Service is deemed to have begun and is, for all intents and purposes, underway.



Redistribution or republication of any part of this site or its content is prohibited, including such by framing or other similar or any other means, without the express written consent of the Company. The Company does not warrant that the service from this site will be uninterrupted, timely or error free, although it is provided to the best ability. By using this service you thereby indemnify this Company, its employees, agents and affiliates against any loss or damage, in whatever manner, howsoever caused.



We use IP addresses to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. Additionally, for systems administration, detecting usage patterns and troubleshooting purposes, our web servers automatically log standard access information including browser type, access times/open mail, URL requested, and referral URL. This information is not shared with third parties and is used only within this Company on a need-to-know basis. Any individually identifiable information related to this data will never be used in any way different to that stated above without your explicit permission.



Like most interactive web sites this Company’s website [or ISP] uses cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate partners may also use cookies.



If you create a link to a page of this website you do so at your own risk and the exclusions and limitations set out above will apply to your use of this website by linking to it. We do not monitor or review the content of other party’s websites which are linked to from this website. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. We encourage our users to be aware when they leave our site & to read the privacy statements of these sites. You should evaluate the security and trustworthiness of any other site connected to this site or accessed through this site yourself, before disclosing any personal information to them. This Company will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.



All photos, designs, content and writing on this website are the property of the Company. Plagiarism is not welcome and will not be tolerated.



Contact information, can be found on our About page on our website or you may email communication to theauthorscirclequestions@gmail.com



All of the digital product kits + guides are delivered as high resolution PDFs sized to U.S. standard 8.5 x 11 inches. Each is for personal use only and can be printed multiple times for a single user. It is not permitted to share, resell or redistribute PDFs purchased through The Author's Circle (HSV Publishing, LLC). All printable products are delivered via email within 24 hours of placing your order. Your email link will expire 24 hours from delivery. 



Occasionally this website includes affiliate links for third-party products, apps, or services. When affiliate links are used, they will be noted with an asterisk (*). 



Failure of either Party to insist upon strict performance of any provision of this or any Agreement or the failure of either Party to exercise any right or remedy to which it, he or they are entitled hereunder shall not constitute a waiver thereof and shall not cause a diminution of the obligations under this or any Agreement. No waiver of any of the provisions of this or any Agreement shall be effective unless it is expressly stated to be such and signed by both Parties.



The laws of the United States of America govern these terms and conditions. By accessing this website and using our services/buying our products you consent to these terms and conditions and to the exclusive jurisdiction of the U.S. courts in all disputes arising out of such access. If any of these terms are deemed invalid or unenforceable for any reason (including, but not limited to the exclusions and limitations set out above), then the invalid or unenforceable provision will be severed from these terms and the remaining terms will continue to apply. Failure of the Company to enforce any of the provisions set out in these Terms and Conditions and any Agreement, or failure to exercise any option to terminate, shall not be construed as waiver of such provisions and shall not affect the validity of these Terms and Conditions or of any Agreement or any part thereof, or the right thereafter to enforce each and every provision. These Terms and Conditions shall not be amended, modified, varied or supplemented except in writing and signed by duly authorized representatives of the Company.



The Company reserves the right to change these conditions from time to time as it sees fit and your continued use of the site will signify your acceptance of any adjustment to these terms. If there are any changes to our privacy policy, we will announce that these changes have been made on our home page and on other key pages on our site. If there are any changes in how we use our site customers’ Personally Identifiable Information, notification by e-mail or postal mail will be made to those affected by this change. Any changes to our privacy policy will be posted on our web site 30 days prior to these changes taking place. You are therefore advised to re-read this statement on a regular basis


These terms and conditions form part of the Agreement between the Client and ourselves. Your accessing of this website and/or undertaking of a booking or Agreement indicates your understanding, agreement to and acceptance, of the Disclaimer Notice and the full Terms and Conditions contained herein. Your statutory Consumer Rights are unaffected.    


© 2017 The Author's Circle (HSV Publishing, LLC) All Rights Reserved.